19 Saint Michaels Terrace
Carmel, NY 10512
For more information on this listing, contact us at: (914) 438-5975
Active
$569,900
19 Saint Michaels Terrace Carmel, NY 10512
Single Family Residence
Property Type
3
Beds
2
Baths
2,060
Sq. Ft.
1967
Year Built
Putnam
County
Welcome Home to 19 St. Michaels Terrace in Carmel, where natural light, comfortable living spaces, and inviting outdoor amenities come together in this well-maintained raised ranch. Hardwood floors extend throughout the main level, creating a warm and cohesive feel. The sun-filled living room features an electric fireplace and flows seamlessly into the dining area and updated kitchen, complete with granite countertops, stainless steel appliances, and a wine refrigerator. Three comfortable bedrooms include a primary bedroom, while the full hall bathroom offers an updated tiled shower and granite vanity.
The lower level offers exceptional flexibility and is currently being used as a primary suite. With a separate entrance, full bathroom with stand-up shower, sliding glass doors leading directly outdoors, and roughed-in plumbing for a future kitchenette, the space offers an ideal setup for extended family, a possible mother-daughter arrangement, or potential accessory apartment use, subject to all applicable municipal approvals and requirements. It could also easily serve as a beautiful, cozy family room, guest suite, home office, or additional living area. A dedicated laundry room, linen closet, and convenient mudroom with direct access to the driveway and attached deep one-car garage add to the home's functionality. Mini-split systems provide heating and air conditioning for year-round comfort.
Outside, enjoy a Trex deck overlooking the fenced backyard, perfect for relaxing, entertaining, and enjoying the warmer months. The above-ground pool features a new liner and pump, offering even more opportunity to make the most of outdoor living, while a storage shed provides convenient space for tools, equipment, and seasonal items. Vinyl siding, along with municipal water and sewer, adds to the home's convenience and appeal.
Conveniently located near major highways, shopping, restaurants, bike path, parks and everyday amenities
The lower level offers exceptional flexibility and is currently being used as a primary suite. With a separate entrance, full bathroom with stand-up shower, sliding glass doors leading directly outdoors, and roughed-in plumbing for a future kitchenette, the space offers an ideal setup for extended family, a possible mother-daughter arrangement, or potential accessory apartment use, subject to all applicable municipal approvals and requirements. It could also easily serve as a beautiful, cozy family room, guest suite, home office, or additional living area. A dedicated laundry room, linen closet, and convenient mudroom with direct access to the driveway and attached deep one-car garage add to the home's functionality. Mini-split systems provide heating and air conditioning for year-round comfort.
Outside, enjoy a Trex deck overlooking the fenced backyard, perfect for relaxing, entertaining, and enjoying the warmer months. The above-ground pool features a new liner and pump, offering even more opportunity to make the most of outdoor living, while a storage shed provides convenient space for tools, equipment, and seasonal items. Vinyl siding, along with municipal water and sewer, adds to the home's convenience and appeal.
Conveniently located near major highways, shopping, restaurants, bike path, parks and everyday amenities
MLS #
1062063
Monthly Fees
N/A
On Site
9 Days
Last Updated
10/15/2026
Open House Schedule
Saturday, October 24, 2026 | 11:00 AM - 1:00 PM
Location
Contact Agent
Ruth Garcia
(914) 438-5975Property Details
Community Information
School Information
School District
Carmel
High School
Carmel High School
Middle School
George Fischer Middle School
Elementary School
Matthew Paterson Elementary School
Architecture
Bedrooms
3
Bathrooms
2
Year Built
1967
Style
Raised Ranch
Construction Materials
Frame, Vinyl Siding
Foundation
Concrete Perimeter
Basement
Finished, Full, Walk-Out Access
Garage Spaces
1
Features / Amenities
Interior Features
1st fl Master Bedroom, Chandelier, Eat-in Kitchen, Entrance Foyer, Granite Counters, Pantry, Primary Bathroom
Appliances
Dishwasher, Dryer, Oven, Refrigerator, Stainless Steel Appliance(s), Washer, Wine Refrigerator
Equipment
Generator, Pool Equip/Cover
Fireplace Features
Electric, Family Room
Fireplaces Total
1
Flooring
Hardwood
Laundry
Laundry Room
Inclusions
Light Fixtures, Range, Refrigerator, Dishwasher, Washer, Dryer, Window Treatments, Pool
Exterior Features
Playground
Patio And Porch
Deck
Pool
Above Ground
Other Structures
Shed(s)
Window
Bay Window(s), Double Pane Windows, ENERGY STAR Qualified Windows, Oversized Windows, Skylight(s)
Parking Features
Driveway, Garage
Amenities
Walk Out Basement
Cooling
Ductless, Wall/Window Unit(s)
Heating
Electric, Hot Water, Steam
Total Rooms
8
Property Features
Lot Size
21,780 Sq. Ft. / 0.5 Acres
Lot Features
Back Yard, Front Yard, Level, Private
View
Neighborhood, Trees/Woods
Property Attached
No
Utilities
Sewer Connected, Trash Collection Public, Water Available
Sewer
Public Sewer
Water
Public
Road Responsibility
Public Maintained Road
Fencing
Fenced
Directions
From NY-52 & Fair St., Carmel
Head toward County Center 0.8 mi
Turn right onto Kelly Ridge Rd 269 ft
Turn right onto St Michaels Terrace
Destination will be on the left
Head toward County Center 0.8 mi
Turn right onto Kelly Ridge Rd 269 ft
Turn right onto St Michaels Terrace
Destination will be on the left
Tax and Financial Info
Tax Year
2026
Tax Annual Amount
$16,742
Rooms
| Level | |
| Living Room | First |
| Dining Room | First |
| Kitchen | First |
| Primary Bedroom | First |
| Bathroom 1 | First |
| Laundry | Lower |
| Family Room | Lower |
| Bathroom 2 | Lower |
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Listing provided courtesy of Coldwell Banker Realty (914-277-5000).

Listings courtesy of Onekey MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID as of October 22, 2026 9:15 AM EST .
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Properties displayed may be listed or sold by various participants in the MLS,” as established by the applicable MLS Governing Documents.
Properties displayed may be listed or sold by various participants in the MLS,” as established by the applicable MLS Governing Documents.